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Part of the Junior’s Adventures series, Financial Peace Jr. gives parents the tools they need to raise money-smart kids. The kit covers four basic concepts: working, spending, saving and giving.
The fall in demand for industrial bulk commodities was particularly pronounced. Huge oversupply in China’s real estate and manufacturing sectors has damped investment in new capacity in recent months, denting demand for all kinds of raw materials.
The Financial Peace Jr. toolkit includes:
- One Junior’s Parent Guide gives step-by-step instructions on how to use the kit and provides insight into what money concepts kids are capable of understanding in different “ages & stages.”
- One Junior’s Activity Book is filled with fun illustrations, coloring pages and activities to engage kids of all ages in the chapter lessons.
- One Smart Kids Launch Pad chart with reward stickers to celebrate the completion of each activity
- One Chore Chart with magnetic chore labels and one dry-erase pen so kids can mark their progress
- One Set of Durable Give, Save & Spend envelopes for kids
- Free Smart Money, Smart Kids ebook to take your kids to the next level
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Includes: Junior’s Activity Book, Junior Parent’s Guide, Dry-Erase Chore Chart with Magnetic Frame, Dry-Erase Marker, Magnetic Chore Chart Labels, Give, Save, and Spend Envelopes, Launchpad Poster and Stickers, Free Smart Money Smart Kids E-Book Download, Free Smart Money Smart Kids Online Video Lesson
Target Audience: Ages 3-12
Dimensions: 9.1 x 1.6 x 11.5 inches
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“The impact of lower prices on the slide in profits is worsening,” he said.
The impact of sluggish growth on year-end payouts may have peaked in 2015, however, when 66 per cent of white-collar workers received no year-end bonus. And the 2016 level actually represents an improvement from 2014, when 61 per cent had to go without.
'It doesn't have carbs, fat or protein so it won't provide calories, unlike sprinkles which have sugar. It's mostly for decoration. It's tasteless,' said registered dietician Alix Turoff.